{"id":142284,"date":"2018-08-20T06:09:00","date_gmt":"2018-08-20T06:09:00","guid":{"rendered":"https:\/\/ac-franchise.be\/mettre-un-bien-immobilier-en-garantie-pour-compenser-un-apport-personnel-faible-9582"},"modified":"2018-08-20T06:09:00","modified_gmt":"2019-03-07T16:00:28","slug":"mettre-un-bien-immobilier-en-garantie-pour-compenser-un-apport-personnel-faible-9582","status":"publish","type":"post","link":"https:\/\/ac-franchise.be\/article\/mettre-un-bien-immobilier-en-garantie-pour-compenser-un-apport-personnel-faible-9582","title":{"rendered":"Mettre un bien immobilier en garantie pour compenser un apport personnel faible"},"content":{"rendered":"
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\n
\n
<\/a> <\/p>\n
Jean Samper, membre du coll\u00e8ge des experts de la F\u00e9d\u00e9ration Fran\u00e7aise de la Franchise & fondateur du Franchise Business Club <\/div>\n<\/p><\/div>\n
\n

La franchise qui m’int\u00e9resse n\u00e9cessite un apport personnel de 30 000 euros (Co\u00fbt tot: 120 000 \u20ac) Je n’ai pas beaucoup de fonds mais est-ce qu’un terrain ou une maison peut servir de garantie pour l’obtention d’un pr\u00eat en vue de cr\u00e9er sa franchise ?<\/h3>\n
<\/a> <\/p>\n
Peut-\u00eatre. Ce n’est pas impossible.
<\/span><\/div>\n

<\/span><\/div>\n
Cela d\u00e9pend de la valeur de la maison, du petit apport que vous avez et des comptes pr\u00e9visionnels. Posez la question au franchiseur d\u00e8s les premiers contacts. Ce bien en garantie sera une aide certaine mais il faut quand m\u00eame que le cash flow qui sera d\u00e9gag\u00e9 par votre future franchise permette de rembourser les emprunts.
<\/span><\/div>\n

<\/span><\/div>\n
Une \u00e9tude pr\u00e9visionnelle pr\u00e9cise est n\u00e9cessaire et vous aurez besoin du franchiseur et de votre expert comptable. Je vous conseille de peaufiner votre projet avec eux avant de voir le banquier pour ne pas risquer de faire mauvaise impression.
<\/span><\/div>\n

<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

La franchise qui m’int\u00e9resse n\u00e9cessite un apport personnel de 30 000 euros (Co\u00fbt tot: 120 000 \u20ac) Je n’ai pas beaucoup de fonds mais est-ce qu’un terrain ou une maison peut servir de garantie pour l’obtention d’un pr\u00eat en vue de cr\u00e9er sa franchise 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