{"id":290610,"date":"2015-11-27T12:20:00","date_gmt":"2015-11-27T11:20:00","guid":{"rendered":"https:\/\/ac-franchise.be\/exclusion-des-agents-bancaires-et-agents-dassurance-de-la-loi-relative-a-linformation-precontractuelle-dans-les-contrats-de-partenariat-commercial-3514"},"modified":"2015-11-27T12:20:00","modified_gmt":"2015-11-27T11:20:00","slug":"exclusion-des-agents-bancaires-et-agents-dassurance-de-la-loi-relative-a-linformation-precontractuelle-dans-les-contrats-de-partenariat-commercial-3514","status":"publish","type":"post","link":"https:\/\/ac-franchise.be\/article\/exclusion-des-agents-bancaires-et-agents-dassurance-de-la-loi-relative-a-linformation-precontractuelle-dans-les-contrats-de-partenariat-commercial-3514","title":{"rendered":"Exclusion des agents bancaires et agents d&rsquo;assurance de la loi relative \u00e0 l&rsquo;information  pr\u00e9contractuelle dans les contrats de partenariat commercial"},"content":{"rendered":"<div id=\"868779\" class=\"widget left_picture_title_text\" data-name=\"left_picture_title_text\">\n<div class=\"row-fluid\">\n<div class=\"span12\">\n<div class=\"thumbnail widget-media-thumbnail span4\" data-name=\"media1\" data-pk=\"868779\">                            <a href=\"https:\/\/ac-franchise.be\/wp-content\/uploads\/2015\/11\/27\/20151127111035-b3570055d22e2567ce43919b0d7ac427.jpg\" data-remote=\"true\">      <img decoding=\"async\" src=\"https:\/\/ac-franchise.be\/wp-content\/uploads\/2015\/11\/27\/20151127111035-b3570055d22e2567ce43919b0d7ac427.jpg\" title=\"Patrick Kileste, avocat au barreau de Bruxelles \"\/>     <\/a>              <\/p>\n<div class=\"image-caption\">         Patrick Kileste, avocat au barreau de Bruxelles       <\/div>\n<\/p><\/div>\n<div class=\"widget-content\">\n<div class=\"editable\" data-type=\"wysihtml5\" data-pk=\"868779\" data-url=\"\/crezeo_widgets\/868779\/update_parameter\"            data-name=\"text\"><b>La loi du 19 d\u00e9cembre 2005 a ins\u00e9r\u00e9 en droit belge des obligations en mati\u00e8re d&rsquo;information pr\u00e9contractuelle en cas de conclusion d&rsquo;un accord de partenariat commercial.<\/b><br \/>Rapidement, des controverses sont survenues quant au champ d&rsquo;application de la loi. Il \u00e9tait ainsi notamment pr\u00e9vu que chaque partie devait agir \u00ab en son propre nom et pour son propre compte \u00bb, ce qui devait en principe avoir pour cons\u00e9quence d&rsquo;exclure les agents commerciaux du champ d&rsquo;application de la loi.<br \/>Cette l\u00e9gislation se trouve aujourd&rsquo;hui dans le titre 2 du Livre X du Code de droit \u00e9conomique. Lors de l&rsquo;int\u00e9gration de la loi de 2005 dans le Code, les termes \u00abagir en son propre nom et pour son propre compte\u00bb ont \u00e9t\u00e9 supprim\u00e9s, \u00e9largissant ainsi le champ d&rsquo;application de la loi.<br \/>Le l\u00e9gislateur a par ailleurs express\u00e9ment exclu les contrats d&rsquo;agence bancaire et les contrats d&rsquo;agence d&rsquo;assurance du champ d&rsquo;application du titre 2 du Livre X du CDE.<br \/>Un recours en annulation a \u00e9t\u00e9 introduit devant la Cour constitutionnelle contre cette exclusion des agents d&rsquo;assurance et des agents bancaires. Ce recours se basait sur les articles 10 et 11 de la Constitution, estimant qu&rsquo;une diff\u00e9rence injustifi\u00e9e \u00e9tait \u00e9tablie entre, d&rsquo;une part les agents bancaires et d&rsquo;assurance et, d&rsquo;autre part les autres \u00ab partenaires commerciaux \u00bb.<\/p>\n<p>Dans un arr\u00eat du 15 octobre 2015, la Cour constitutionnelle a rejet\u00e9 ce recours, estimant que la diff\u00e9rence de traitement reposait sur un crit\u00e8re objectif li\u00e9 au fait que les agents bancaires et d&rsquo;assurance exercent leurs activit\u00e9s dans un secteur sp\u00e9cifique, soumis \u00e0 une l\u00e9gislation sp\u00e9cifique.<br \/>La Cour constitutionnelle a ainsi relev\u00e9 l&rsquo;existence de la loi du 13 avril 1995 relative au contrat d&rsquo;agence commerciale (aujourd&rsquo;hui titre 1 du Livre X CDE). Il faut cependant souligner que cette loi s&rsquo;applique \u00e0 tous les agents commerciaux et pas seulement aux agents bancaires et d&rsquo;assurance&#8230;<\/p>\n<p>La Cour a pour le surplus relev\u00e9 l&rsquo;existence des lois du 22 mars 2006 et 4 avril 2014 qui obligent les agents bancaires et d&rsquo;assurance \u00e0 prouver leur formation et leur connaissance du secteur dans lequel ils prennent des engagements, \u00ab ce qui devrait leur permettre de signer les accords de partenariat commercial en connaissance de cause \u00bb. En vertu de ces lois, les agents sont \u00e9galement tenus d&rsquo;\u00e9tablir des conventions qui mentionnent clairement les droits et obligations des parties tels qu&rsquo;ils figurent dans la l\u00e9gislation sp\u00e9cifique.<br \/>La Cour constitutionnelle a donc estim\u00e9 qu&rsquo;il <b>existait une justification raisonnable au fait que les agents bancaires et les agents d&rsquo;assurance<\/b> soient exclus du champ d&rsquo;application de la loi.<\/p>\n<p><span><a href=\"https:\/\/ac-franchise.be\/annuaire\/patrick-kileste-cabinet-buyle-legal\" rel=\"follow noopener noreferrer\">Patrick Kileste<\/a> <i>&amp; <\/i><span>C\u00e9cile Staudt <br \/> Avocats au barreau de Bruxelles<\/span><\/span> <\/p>\n<p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Patrick Kileste, avocat au barreau de Bruxelles La loi du 19 d\u00e9cembre 2005 a ins\u00e9r\u00e9 en droit belge des obligations en mati\u00e8re d&rsquo;information pr\u00e9contractuelle en cas de conclusion d&rsquo;un accord de partenariat commercial.Rapidement, des controverses sont survenues quant au champ d&rsquo;application de la loi. Il \u00e9tait ainsi notamment pr\u00e9vu que chaque partie devait agir \u00ab [&hellip;]<\/p>\n","protected":false},"author":48,"featured_media":290607,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[9],"tags":[],"class_list":["post-290610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-des-experts","entry","has-media"],"acf":[],"yoast_head":"<!-- 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