{"id":293350,"date":"2012-09-29T02:00:00","date_gmt":"2012-09-29T01:00:00","guid":{"rendered":"https:\/\/ac-franchise.be\/lapport-personnel-peut-il-comprendre-un-emprunt"},"modified":"2012-09-29T02:00:00","modified_gmt":"2012-09-29T01:00:00","slug":"lapport-personnel-peut-il-comprendre-un-emprunt","status":"publish","type":"post","link":"https:\/\/ac-franchise.be\/article\/lapport-personnel-peut-il-comprendre-un-emprunt","title":{"rendered":"L’apport personnel peut-il comprendre un emprunt ?"},"content":{"rendered":"
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Quand on parle d’apport, il s’agit de l’apport personnel que vous pouvez faire avec l’argent<\/b> que vous poss\u00e9dez ou que vous poss\u00e8derez en vendant un bien qui vous appartient. <\/div>\n<\/p><\/div>\n<\/p><\/div>\n
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Diff\u00e9rents pr\u00eats pouvant \u00eatre consid\u00e9r\u00e9s comme apport personnel<\/h3>\n
Les emprunts, sous quelque forme que ce soit, ne font pas partie de votre apport…. bien que, dans certains cas, certains emprunts personnels soient \u00ab\u00a0abusivement\u00a0\u00bb consid\u00e9r\u00e9s comme apport ou cach\u00e9s pour faire croire \u00e0 un apport. (Cas des candidats qui font un cr\u00e9dit \u00e0 la consommation ou un cr\u00e9dit revolving pendant qu’ils sont salari\u00e9s mais l’utilisent ensuite pour compl\u00e9ter leur apport personnel. Pratique mais parfois risqu\u00e9 et toujours cher.)<\/p>\n

Certaines subventions sont aussi parfois consid\u00e9r\u00e9es comme apport si elles ne sont pas remboursables.<\/p>\n

Les pr\u00eats familiaux, enfin, sont logiquement des apports s’ils ne sont remboursables qu’apr\u00e8s que les emprunts bancaires soient rembours\u00e9s ou s’ils ne seront jamais rembours\u00e9s….<\/p>\n

La r\u00e9daction vous recommande cet article : <\/i>Apport personnel pour lancer sa franchise : les pistes \u00e0 explorer…<\/i><\/a><\/p>\n

Jean Samper
Membre du coll\u00e8ge des experts de la fff
Cr\u00e9ateur de ac-franchise.be et de l’IFCN (International Franchise Consultant network)<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Quand on parle d’apport, il s’agit de l’apport personnel que vous pouvez faire avec l’argent que vous poss\u00e9dez ou que vous poss\u00e8derez en vendant un bien qui vous appartient. Diff\u00e9rents pr\u00eats pouvant \u00eatre consid\u00e9r\u00e9s comme apport personnel Les emprunts, sous quelque forme que ce soit, ne font pas partie de votre apport…. bien que, dans […]<\/p>\n","protected":false},"author":52,"featured_media":293351,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[3],"tags":[132],"class_list":["post-293350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-de-la-franchise","tag-creation-gestion-financement","entry","has-media"],"acf":[],"yoast_head":"\nL'apport 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